The bank loan interest rate is comprehensively evaluated according to the credit situation of the loan, and the loan interest rate level is determined according to the credit situation, collateral and national policy (whether it is the first suite). If all aspects are evaluated well, the first suite is generally calculated at a 15% discount. After adjustment on February 26th, 65438, the interest rate for more than five years is 6.40%, and the monthly interest rate is 6.40% * 0.85/66.

Monthly repayment amount160010 (120 months):

160000 * 6.40% * 0.85/ 12 * ( 1+6.40% * 0.85/ 12) 120/[( 1+6.40)

Description: 120 is the power of 120.