According to Article 10 of the Loan Contract, the original of the Loan Contract is in triplicate, with the lender, the borrower and the guarantor holding one copy respectively. A copy of the contract shall be submitted to the relevant units (if notarization or certification is required, it shall be sent to the notarization or certification institution) and kept separately. In other words, as long as it is a lender, it has the right to keep the loan contract.
The loan contract shall not be changed or terminated due to the provisions of the Loan Contract Regulations, and neither party may change or terminate this contract without authorization. When one party changes or terminates this loan contract according to the requirements of the Loan Contract Regulations, it shall promptly notify the other parties in writing and reach a written agreement.
After the loan contract is modified or dissolved, the borrower shall still pay the loan and interest payable according to the provisions of this contract. Matters not covered in the loan contract shall be supplemented by both parties through consultation, and the supplementary provisions shall have the same effect as this contract.
Extended data:
If applying for personal car loan business, after the mortgage/pledge contract or guarantee contract comes into effect, the handling bank shall directly transfer the loan to the designated dealer account according to the payment plan agreed in the loan contract and the authorized transfer notice signed by the borrower. Then there will be a corresponding loan contract, and the parties should have a loan contract.
If the loan bank does not give the owner the contract, the owner needs to consult the loan institution personnel in detail. Because there are some differences in different regions, it is necessary to ask the owner to consult the local institutions in detail when applying for a loan.
Baidu encyclopedia-loan contract