1. You don't have to pay it back. Commercial loans and provident funds can be used at the same time without conflict. Even if the down payment can be found in the system, it will increase. If you can't find it, your character will explode. Congratulations on your normal down payment.

It is not mandatory to add your name, but if there is no provident fund, you have to add your wife's name to it before you can get a loan.

3. Mortgage loan is necessary. The maximum amount is 600,000 yuan. When you go to the provident fund management center, you should check your amount.

4. The information is the same as that of commercial loans, but if you want to use provident fund as proof of income, you must fill out an application form for provident fund loans.

Suggestion: The loan interest rate is very low at 2k, which is estimated to be similar to the current provident fund interest rate. Buying a house with a loan is very cost-effective! It is not recommended that you transfer to the provident fund! In addition, the provident fund can be withdrawn after buying a house, and the provident fund can be withdrawn! Wait until the next time you buy a house to use the provident fund! Remember! ! ! !