Weidai.com’s interest cannot be refunded. The handling fees charged by Weidai.com mainly include management fees, cash withdrawal fees and VIP fees. Weidai.com does not charge handling fees for recharge investments, and investors’ recharge investments are free of charge. Yes, in terms of management fees, 6% of the interest collected on the interest repayment is used as the investor's interest management fee. If the investor wants to withdraw the money, it will need to pay a withdrawal fee. The interest rate of Weidai.com loans is related to the loan interest rate of the loan. How much you should repay every month and whether it is within the range of your own funds should be understood when choosing a loan. The amount of loan interest is also related to your repayment. The method has a great relationship, so it is recommended that you think carefully before choosing a micro-loan network to avoid losses.

1. Background of Weidai.com

Weidai.com was launched on July 8, 2011. The operating entity is Weidai (Hangzhou) Financial Information Services Co., Ltd., which is the first domestic company An Internet financial car loan platform, Weidai.com integrates "Internet car finance" and uses the Internet as the main channel to provide information collection, information disclosure, credit assessment, information interaction, loan matching and other services for borrowers and lenders to achieve direct lending.

2. Business of Weidai.com

1. Financial management business: As a P2P platform, Weidai.com has many investment varieties; the rate of return is relatively high, and the period is also very short. Flexible and suitable for short-term investment users, the lowest expected interest rate is more than 7, which is much higher than Alipay's Yu'ebao and bank financial products; the starting investment is low, basically 100, 500, 1,000, compared with 50,000 in banks, WeChat Dai.com is more suitable for idle money management.

2. Loan business: Weidai.com is the president of the China Auto Loan Alliance. Its main business is related to auto loans; it has car owner credit loans, vehicle mortgage loans, loans without car loans, installment credit loans, etc. A variety of loan products can meet the financial needs of different users. Duomidai is a pure credit loan product. You only need to provide ID card information, bank card information, mobile phone number, etc. Car loan is a loan that can be applied for if you have a car. You can escort the car or not, it is your choice.

3. Loan interest on Weidai.com

The monthly interest rate of Duomidai starts at 6%, and the monthly comprehensive rate of car loan is as low as 0.55.