Reason:

1. Too many credit inquiries reflect that you frequently apply for loans or credit products, which may be considered as a risk signal.

2. Banks and financial institutions will check your credit report when approving mortgage loans, and the records may attract their attention.

3. Asking too many questions means that you may be in high debt or financial pressure, which may affect your repayment ability.

Impact on housing mortgage loan:

1. The bank may worry about your debt capacity, and then reduce your loan amount or raise interest rates.

Your loan application may be rejected because the bank thinks your credit risk is high.

Even if the loan is approved, you may have to pay higher interest due to the increase of credit risk.

Summary:

Too many credit inquiries will have a negative impact on mortgage loans, including limiting the loan amount, raising interest rates or causing loan applications to be rejected. Therefore, it is suggested to conduct credit inquiry cautiously and manage loan application reasonably in order to maintain a good credit record.

note:

The credit report is written according to the information provided by China Personal Credit Information Basic Database (Credit Information Center). In China, mortgage loans usually need credit inquiry and evaluation to determine the borrower's credit status and risk degree. This answer is based on the general situation and does not represent the results of all specific cases. The actual result will be influenced by various factors, including bank policy, loan amount, your overall credit status, etc.