On July 10, Harbin Branch of Longjiang Bank replied to the upstream journalist that members of the special investigation team had used the Dragon Boat Festival holiday to enter Wuchang Branch to carry out verification work. It has been nearly eight years since the loan was issued, and most business managers have left their jobs. There are many verification contents and links, and the investigation is difficult, and the investigation time will last for a long time.

The cause of the incident was that when Ma Chunyan, a resident of wuchang city, Heilongjiang Province, was preparing to borrow money to buy a car, he accidentally found that the husband and wife had become the guarantors of two loans of 6,543,800 yuan. Both loans had formed bad credit records and could not be loaned again.

In addition, Ma Chunyan and his wife are also registered as shareholders of the above two cooperatives. "Shareholders" are also Ma Chunyan's in-laws. Ma Chunyan said, "If she didn't buy a car this time, she didn't know there was a warranty. My in-laws are all elderly people, and somehow they become shareholders. Our family of four has nothing to do with these two cooperatives. "

Extended data:

The villagers' "secured loan" is not a case, and the enterprises involved have been cancelled.

The upstream journalists found that the registration time of the above two breeding cooperatives was 20 1 1, and the loan date was in the second year after registration.

Zhang Xingguo, Party Secretary of Minfeng Village, Lalin Town, wuchang city, told the reporter: "We definitely don't have this cooperative here, and there is no such behavior as farmers' share cooperation. "

Liu, the branch secretary of Ertun Village, Niujia Town, where Ma Chunyan is located, said that the villagers' shareholding and guaranteed loans are related to the establishment of cooperatives between dairy companies and villagers in previous years, and dozens of villagers in the village are "guaranteed loans".

Liu said: "Around 2000, a dairy company didn't know how to get the list and identity cards of villagers, and the villagers were invested. Later, the company made a loan to the bank, but the villagers themselves did not sign it, which had nothing to do with the villagers themselves. "

He also introduced that about three or four years ago, dozens of villagers in the village discovered this situation. It stands to reason that stock investment will generate dividends, and some low-income households will be disqualified if they invest.

The upstream journalist learned that the above two farming cooperatives were cancelled on 20 18. On July 2, the reporter called the office phones of the two cooperatives respectively, and they were all empty.