The borrower applies to the bank, fills in the application form and submits the following materials at the same time:

1, ID card and marital status certificate of the borrower and spouse;

2. Personal professional certificate;

3, proof of income or personal assets and other repayment ability;

4. Proof of loan use (such as consumption contracts and vouchers, etc.). );

5. Submit the house ownership certificate, appraisal report and written proof that the property owner agrees to mortgage; If the property of a third party is mortgaged, the identity documents of the property owner and spouse and the written certificate of the property owner's consent to mortgage must also be provided;

6. Other information required by the bank.