You can apply. But the quantity is uncertain. You can consult your local Agricultural Bank. At present, the loans handled by the Agricultural Bank for individuals mainly include four series of products: good life loans, good consumption loans, good entrepreneurship loans and special loans. These include:

First, the individual employment loan application conditions:

1, 18-65 years old, with full capacity for civil conduct, with a fixed residence in the local area and valid identity documents;

2, with a valid production and operation certificate, engaged in special industries should have the right to approve the special industry business license issued by the department;

3. Have management experience in this industry and have been engaged in this industry for more than 2 years, and have certain management capabilities;

4, with stable operating income and the ability to repay the loan principal and interest on schedule;

5. The secured loan must be legal, effective and worthy of guarantee;

6. Good credit record;

7. Meet other conditions of Agricultural Bank of China.

Handling personal employment loan process: customers apply for loans and submit relevant materials → banks conduct investigation and approval → sign loan contracts → handle mortgage, pledge registration and other related procedures → issue loans.

Second, Wangpu loan, bidding conditions:

1. The borrower is under 60 years old;

2. Personal credit status is good;

3. Being able to provide the street-facing commercial flourishing shop under the name of himself or his spouse as collateral;

4. The collateral has been leased and operated normally, and the rental income basically covers the monthly repayment;

5. Agree to open a rental income supervision account in the loan bank and accept the supervision of the loan bank.

Business process of applying for Wangpu loan: customers apply for personal commercial real estate mortgage loan and submit relevant materials → banks conduct investigation and approval → banks sign loan contracts and supplementary agreements with borrowers → go through guarantee and insurance procedures → issue loans.

Applicants are required to provide the following information:

1, identity documents of the borrower and spouse;

2. Proof of the marital status of the borrower;

3. Proof of the borrower's repayment ability;

4. The certificate of real estate rights of mortgaged property and the certification materials of the authorized person's consent to mortgage;

5. Lease contract and proof of rental income;

6. Proof of loan use;

7. Other materials required by the lending bank.

Three. Personal comprehensive credit loan, application conditions:

1, 18-65 years old, in good health, with China nationality, valid identification and full capacity for civil conduct.

2. Have a permanent residence in the local area.

3. Personal legal assets with stable occupation, stable legal income or full repayment of loan principal and interest.

4. Good credit record, no gambling, drug abuse and other bad habits.

5. Open a personal account in the Agricultural Bank, and be willing to accept the credit and settlement supervision of the Agricultural Bank.

6. The maximum credit line shall not exceed 5 million. Total credit line = credit loan line+secured loan line+mortgage loan line+pledged loan line.

7. Handling business process: the customer applies for a personal comprehensive credit loan and submits relevant materials → the bank conducts investigation and approval → the bank signs a credit contract and a loan contract with the borrower → the mortgage pledge procedure is adopted → the borrower repays the loan principal and interest according to the agreed repayment method → the loan settlement procedure is handled.