When employees pay the housing provident fund, the housing provident fund management center establishes a housing provident fund account for each employee, and the withdrawal of the provident fund balance in the employee account needs approval. Then, how to extract Beijing state-owned housing provident fund, Bian Xiao has compiled relevant legal knowledge for your reference.

1. How to extract the housing accumulation fund in Beijing?

1. Employee application: the employee submits an application to the company with the withdrawal voucher and his/her ID card;

2. Unit audit: the unit audits the relevant materials, and the special administrator applies through the online business system, prints the Application Form for Housing Provident Fund Extraction, and submits it to the Housing Provident Fund Management Center together with the original and photocopy of the certification materials and the photocopy of the ID card;

3. Examination and approval by the center: the center examines and approves whether the relevant certification materials and seals submitted by the unit are complete and whether the amount of withdrawal applied for is accurate.

4. Handling withdrawal: If the eligible withdrawal is approved, the housing provident fund management center will handle the withdrawal procedures. If the joint card has been processed, the funds will be transferred to the joint card under the employee's name; If the joint card is not processed, the accounting department will handle the transfer procedures.

Second, the extraction conditions

1, purchase, build, renovate and overhaul owner-occupied housing;

2. Repay the principal and interest of the housing loan;

3, is included in the scope of the minimum living guarantee for urban residents;

4. There is no deposit of self-owned housing and rental housing in this city;

5, in case of emergencies, causing serious difficulties in family life;

6. Retirement, resignation or resignation;

7. Go abroad to settle down;

8, completely lose the ability to work, and terminate the labor relationship with the unit;

9, the account moved out of Shijiazhuang City and terminated the labor relationship with the unit;

10, the non-Shijiazhuang registered permanent residence worker terminates the labor relationship with the unit;

1 1, sentenced to punishment and terminated the labor relationship with the unit;

12, due to joining the army and going to school, the labor relationship with the unit was terminated;

13. The labor relationship with the unit is terminated due to the dissolution, bankruptcy, resignation and dismissal of the unit, and the housing provident fund has been transferred to the centralized sealed account for more than two years without being deposited or transferred;

14. If the depositor dies or is declared dead, the depositor's heirs and legatee may apply for withdrawing the storage balance in the depositor's housing provident fund account;

15. Other circumstances that allow extraction according to law;

16. If the housing provident fund is withdrawn according to item 1-5, the spouse can withdraw the storage balance in the housing provident fund account at the same time.

Based on the above introduction, employees can apply for housing provident fund loans to solve the shortage of funds if they lack funds when buying a house. In addition, if you meet the conditions, you can withdraw the housing provident fund. If you have legal questions in this field, please consult a lawyer, and they will give you professional answers.