In this case, I should feel very angry. If my husband didn't explain his real financial situation before marriage and didn't know his situation until after marriage, then his behavior is cheating.

Since two people have decided to get married, they should be honest with each other. No matter what reason and excuse the husband has for not explaining his debt situation in time, it is disrespect and distrust for himself.

If I am in this situation, I should choose divorce. I have no obligation to lower my quality of life and return the money to the person who cheated me.