It is difficult to get a loan by medical insurance alone. With the continuous development of society, loan companies have sprung up in our lives, but if you want to make personal loans, you generally need corresponding collateral. If you don't have any collateral and only rely on medical insurance, it is very unrealistic to want to borrow money. The medical insurance card is used by citizens to go to the hospital to see a doctor. When they use it, they can reimburse their expenses. Now some small loan companies can use their ID cards as collateral, but medical insurance cards may not.

Nowadays, many young people's consumption desire is getting heavier and heavier, but their actual situation can't support the purchase of those precious things, so many young people choose loans, which also leads to the emergence of loan companies such as JD.COM Bai Hua and Baitiao. On the one hand, these loans can make these young people enjoy their lives better, but on the other hand, these loans also add a lot of pressure to young people. If they don't repay in time, their personal credit will be problematic.

Don't borrow money at will in your life, especially some small loan companies, which have high interest rates. If they don't repay the loan within the specified time, the other party will make a violent debt collection, call all the contacts in your address book, and even threaten the parties. Some people commit suicide because of violent debt collection, and they must not develop the bad habit of frequent loans. If the economy is really a little tight in daily life, they can choose to borrow it from their parents or friends.

Be sure to control your consumption desire, buy what you can afford selectively, never buy what you can't afford, and save some savings for daily emergencies. No matter how low the interest promised by the other party is, you must not borrow money, because the loan is a bottomless pit. Once it is opened, it is likely to be profitable in the later stage, which will lead to your inability to extricate yourself. Therefore, it is best not to borrow money, so that your life will be more relaxed and happy.