1. If you buy a 1 suite, the lowest interest rate is about 4. 1%~4.3%. If you buy a second apartment, the loan interest rate is usually around 4.8%~5%.
2. For those who buy houses through provident fund, the interest rate of the first individual housing provident fund loan for less than five years will be lowered from 2.75% to 2.6%, and the interest rate of the first individual housing provident fund loan for more than five years will be lowered from 3.25% to 3. 1%.