If it is judged to be illegal, the provident fund must be returned. If you don't return it, the consequences will be more serious, so you should return it in time. You can check what is judged as illegal operation. Maybe you don't know why, but it is illegal. For illegal operations to withdraw housing provident fund, the housing provident fund management center will record your record of dishonesty and request to return the housing provident fund together.
There are three types of illegal operations:
1, which has not caused fraud to extract facts;
2. The fact that fraudulent extraction has been caused;
3. Suspected of forging materials. The borrower of provident fund loans and discount loans shall pay the guarantee service fee according to the adjusted guarantee service fee standard. If the loan is paid off in advance, the guarantee service fee will not be refunded. In addition, the guarantee service fee is not refunded for the provident fund loan part of the portfolio loan, and the commercial loan part is implemented according to the current refund method.
I found an intermediary to withdraw the provident fund, and now the provident fund center wants me to pay it back. What will happen if I don't?
If the intermediary cannot withdraw the provident fund, it must go to the bank that can handle the provident fund with my ID card. After paying the provident fund, the housing provident fund in the account can be withdrawn if it meets the relevant conditions. In the case of resignation, transfer, retirement, etc., it can be completely extracted.
I hope the above content can help you. If in doubt, please consult a professional lawyer.
Legal basis:
Article 24 of the Regulations on the Management of Housing Provident Fund
Under any of the following circumstances, employees can withdraw the storage balance in the employee housing provident fund account: (1) purchasing, building, renovating or overhauling their own houses; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.