General loan application, the required materials are as follows:
Original and photocopy of the borrower's valid identity certificate;
Local permanent residence or valid residence identity certificate;
Proof of the borrower's ability to repay the loan. Such as the income certificate issued by the borrower's unit, the borrower's tax bill and insurance policy;
The borrower's pledge right, the list of collateral and ownership certificate required to obtain the pledge and mortgage amount, and the written documents of the owner and property owner agreeing to pledge and mortgage;
A written document in which the guarantor agrees to provide the required guarantee for the borrower to obtain the guarantee amount;
Credit certification materials of the guarantor;
Collateral evaluation report issued by the evaluation department recognized by the society;
Other documents and materials stipulated by the bank.