Credit information will not be collected on mobile phone loans, but it will be collected at the meeting if there is serious overdue. In addition, the use of mobile phone loans requires sesame credit authorization, and applying for loans will affect sesame credit. If the repayment is overdue, it will affect the sesame credit score.

There is cooperation between mobile phone loan and sesame credit, so your mobile phone loans overdue will affect your sesame credit. Generally, points will be deducted and a negative record will be generated. If you don't handle this negative record, it will affect the normal use of Alipay. If you still open debit cards and flowers, then these will be affected. Mobile phone loans are generally not listed in the central bank's credit report, but they may be related to your sesame credit score. Your good personal credit will gradually become the key to your survival in society. Good personal credit information not only plays an important role in applying for loans, but also is a very big bargaining chip in applying for credit cards or mortgage loans. Usually pay attention to maintaining your own credit records, and don't bury hidden dangers for future loans. Nowadays, Internet big data credit reporting has become more and more important, and personal credit reporting will become more and more perfect in the near future. Pay attention to your personal credit.