When we buy a second-hand house, we need to transfer ownership, and then we need to know the transfer process, but this transfer process is relatively simple. We only need to go to the relevant institutions to find out, but we still have to pay related fees, such as taxes and fees, which are essential steps and costs. Let me tell you about the taxes and fees for second-hand housing transactions in Hefei. What are the stages of house transfer?

Hefei second-hand house transaction tax

The main expenses of the house sales law: business tax+individual tax+deed tax. In real estate transfer, buying and selling is a common way, and it is also a more convenient and safe way of operation. However, if the purchase price is relatively low, the difference between the selling price and the purchase price will increase in the future, and more taxes will be paid when selling again.

I. Taxes and fees payable by the Buyer:

65,438+0. Deed tax: 1%, 1.5% and 1.5% for the first time, if it exceeds 1.44%, it shall be paid by the buyer;

2. Stamp duty: 0.05% of the house price;

3. Transaction fee: 3 yuan/m2;

4. Surveying and mapping fee: 1.36 yuan/m2;

5. Ownership registration fee and evidence collection fee: Generally speaking, it is around 200 yuan.

Two. Taxes payable by the seller:

1, stamp duty: 0.05% of the house price;

2. Transaction fee: 3 yuan/m2;

3. Business tax: 5.56% of the total amount (the real estate license is less than 2 years, and the ordinary residence is reduced or exempted for 2 years);

4. Personal income tax: 65438+ 0% of the house price (the only exemption for ordinary houses after five years).

Third, gift transfer.

Exempt from business tax and personal income tax;

1. Notary fee: 40 yuan/m2 * area of property right certificate;

2. Deed tax: 1% of the assessed amount of the first house purchase, 1.5% of the assessed amount of the first house purchase, which exceeds1.44% of the assessed amount of the first house purchase;

3. Stamp duty: 0.05% of the house price;

4. Transaction fee: 3 yuan/m2;

5. Surveying and mapping fee: 1.36 yuan/m2;

6. Ownership registration fee and evidence collection fee: Generally speaking, it is around 200 yuan.

What are the stages of house transfer?

1. The buyer and the seller establish information communication channels, and the buyer knows the overall situation and property rights of the house, and requires the seller to provide legal documents, including house ownership certificate, identity certificate and other documents.

2. If the house provided by the seller is legal, the buyer and the seller reach an agreement on the location, property right status, transaction price, delivery time, delivery and property right disposal of the house through consultation, and then both parties sign at least three house sales contracts. Can be traded on the market, the buyer can pay the house purchase deposit (paying the house purchase deposit is not a necessary procedure for the sale of commercial housing), and the buyer and the seller sign a house sale contract (or a house sale contract).

3. The buyer and the seller apply to the real estate transaction management department for review. After the buyer and the seller apply to the real estate management department, the management department shall examine the relevant documents, review the property rights, and grant the transfer procedures for the houses that meet the listing conditions. If there is no property right or some property rights without the written consent of other property rights, the application will be refused and the listing transaction will be prohibited.

4. Contract. The real estate transaction management department is complex according to the property right status of the transaction house and the purchase object, and depends on the nature of the transaction house. For example, the tax composition of commercial housing such as housing reform, rebuilding and demolition, and affordable housing is different. According to the examination and approval authority set by the trading department in advance, both parties to the transaction can go through the signing formalities after reporting for examination and approval step by step. Now Beijing has cancelled the sales contract of real estate in the transaction process, which is also commonly known as the white deed. Pay taxes.

5. Go through the formalities of property right transfer. After the real estate transaction management department completes the registration of property right change, both parties will hand over the transaction data to the issuing department, and the buyer will apply to the issuing department for a new property right certificate with the notice of receiving the property ownership certificate. For the buyer of the loan, after signing the house sales contract with the seller, both the buyer and the seller will go to the loan bank to handle the loan formalities. The bank will review the buyer's credit, evaluate the house that both parties want to trade, determine the buyer's loan amount, and then approve the buyer's loan.

6. After both parties complete the property right registration change and the buyer obtains the house ownership certificate, the bank will issue the loan in one lump sum. After the buyer obtains the ownership certificate of the house and pays off all the house price, and the seller delivers the house and pays off all the property fees, the sales contract of the second-hand house of both parties is fully fulfilled.

What are the stages of housing transfer about the transaction tax of second-hand houses in Hefei? The above has been introduced for everyone. If you don't know how to operate, you can read this article carefully for a long time. Only by understanding the relevant knowledge can we better transfer ownership and pay taxes and fees, hoping to bring help to everyone.