Buying a car on the pretext of not paying back the loan can call the police. There are two specific situations.

1. Some people borrow money with the user's ID card. Although it is the user's own name, the loan has nothing to do with the user as long as it is not signed on the spot.

2. If the user signs or fingerprints himself, he is the debtor, or there is evidence that a specific part or all of the loan funds are used by him, the user needs to bear the repayment obligation. If the repayment is not made on time, the bank will enforce it through the court.