The solution to the problem that the mortgaged house cannot turn around when it expires:

Extend the loan term: If the mortgage cannot be repaid on time according to the original repayment plan, you can apply to the bank for extending the loan term. After the approval of the bank, you can sign a deferred repayment agreement. Usually, there is only one chance to apply for deferred repayment, and the longest period after the extension cannot exceed 3 years.

Application for repayment extension: At present, many banks can apply for mortgage loans. When the borrower cannot repay, he can temporarily explain the situation to the bank and apply for repayment extension. The extension time can be decided by the borrower, but there is a maximum period limit, and the extension can usually only be applied once or twice.

If you really can't repay the mortgage, you can ask your relatives and friends for help to solve the dilemma temporarily and try not to default on the mortgage. If the supply is cut off for a long time, the house is likely to be auctioned.

if the property buyers can't repay the mortgage on time due to unexpected changes, they can apply to the loan bank for loan extension 3 days in advance, and after verification by the bank, the mortgage term will be appropriately extended and the monthly payment will be reduced.

finally, there is another way to sell the house, and find an intermediary company to advance the remaining loan (of course, the intermediary will charge a certain fee), and then entrust the intermediary to sell the house and earn a certain price difference.