Paipai Loan is a software that provides an online loan platform, targeting a wide range of customers, mainly office workers, college students and private enterprises. You can choose the category according to your actual situation. You mainly need the following information: office worker: 1, front and back of ID card, holding ID card photo; 2. Work certificate, bank account, labor contract and marriage certificate (married); 3, personal credit report, (real estate license, driver's license if necessary), social security. College students (adult required): 1, photos of the front and back of ID cards and hand-held ID cards; 2. Student ID card or one-card card; 3. Certificate of education (preferably a screenshot of Xue Xin. com)。 Private enterprise: 1, photos of the front and back of the legal representative's ID card and his/her hand-held ID card; 2. Business license; 3. Daily account of recent months (guaranteed to be recorded). Paipai Loan is a financial technology company, which was established in Shanghai in 2007 and successfully listed on the NYSE on 20 17 1 10. As of 2065438+June 30, 2009, the cumulative registered users of auction loans reached 99.02 million. The cumulative number of borrowers is 6,543,800+0,340; Investment users totaled 644,400, achieving sustained growth; The refinancing rate increased by 2.4% to 69.8% compared with the same period of last year. As the first governing unit of China Internet Finance Association, the company puts legal compliance in the first place, follows the essence of finance, takes data as the cornerstone, provides financial services for users with innovative technologies, and continues to invest in the fields of financial technology and smart finance, and develops a "magic mirror" big data risk control system integrating big data, cloud computing and artificial intelligence.
2. How to get a loan? Do you need any information?
The loan is very convenient and does not require any complicated information. As long as you have your personal ID card ready, you can take the loan APP, then register your account and fill in your personal information as required. Then you can apply for a loan. When you apply for a loan, you need a certificate review, which usually takes five to ten minutes to get the account.
3. What information do you need for the loan?
Those who go to work need to punch in their wages and work for more than half a year; Self-employed people need business licenses, bank accounts, etc. , and they need to consult business people for details.
Respondent: Rongdao. com
4. If you don't have a work unit, can you apply? What materials are needed?
Loans must meet the conditions before they can be issued. Loan application conditions:
1, if you want to have a fixed income, it depends on the salary details;
2. At least 18-65 years old;
3 loans for business or car purchase, there must be a guarantor and mortgage;
4. Good credit information. Loan application materials: 1, lender's ID card; 2. The credit information of the lender in the past six months, and the credit information is good; 3. The bank card under the lender's name has been flowing for nearly half a year without interruption; 4. The lender's residence certificate (rental contract, real estate license, water and electricity invoices for the last three months);
5. Income certificate issued by the lender's work unit;
6. Social security, insurance policies and provident fund can also be loaned on a monthly basis. If you want to borrow a higher amount, you can do mortgage loans, such as houses and cars.