Because the overdue loan account is frozen, the property can be transferred after thawing. The loans overdue issue must be properly handled. If the judicial organ files a case, the property cannot be transferred. According to the law, if the debtor transfers property at an obviously unreasonable low price, accepts other people's property at an obviously unreasonable high price, or provides guarantee for other people's debts, which affects the realization of the creditor's rights, and the debtor's counterpart knows or should know the situation, the creditor may request the people's court to cancel the debtor's behavior.