Hello, if the interest rate is 6.336%, the total repayment interest is 49 12.82 yuan.

I hope my answer is helpful to you!

Will the student loan of 2.24000 yuan be repaid in six years?

Take me personally for example. I got a four-year college loan of 24,000 yuan, and I paid the bank interest in the first year after graduation, 1 18 yuan, 12 months each month. In the second year, I paid 450 68 yuan every month. I wonder if it will be adjusted in the future.

3. What is the annual interest of the national student loan of 24,000 yuan? (with case calculation)

Students with national student loans are interest-free during their school years, and they only need to repay the interest after two years of graduation. From the third year on, they only need to repay the principal and interest, so the algorithm of national student loan interest will be different from other loans. Let's teach you the specific algorithm of the national student loan interest in 24000.

Example of interest calculation of national student loan 24,000: Undergraduate students of a university apply for national student loan, with a total loan of 24,000 yuan from the first year to the fourth year and a loan period of 8 years. How much is the interest of the national student loan of 24,000 yuan after graduation? Note: After graduation, the repayment period is 4 years and the loan interest rate is 0, so the repayment interest will be different every year. The repayment interest in the first year is: 240008 1 Tianyuan (calculated from September +0, 65438 to February 20, 65438 +0,1* * 81day), and the repayment interest in the second year is: 24000 yuan (since The repayment interest of the fourth year is 65,438+02,000,275 yuan (since the repayment date of the last year is September 20th, and the loan interest of the last year is actually less than one year, it is calculated according to the actual number of days from February 20th to September 20th, 65,438+00). The annual interest rate is converted into daily interest rate, and the actual loan days = daily loan interest; At the same time, the remaining principal must be returned in the last year, so the remaining principal needs to be repaid in the fourth year. Tips: Although the national student loan of 24,000 yuan is applied in four academic years, according to the discount policy, interest can only be exempted during the school study, so from the first year of graduation, 24,000 yuan will be counted as the loan principal with interest.

Fourth, do college students need to pay interest on the national student loan? For example, I apply for 6000 yuan, and the term is 10 year. Then how much should I pay back?

National student loans enjoy interest-free loans during school. After graduation, according to the normal bank loan interest, the interest should be 937.2 yuan after ten years ... 2 yuan.

The national student loan enjoys the interest-free policy during the school period.

Suppose you are an undergraduate and have been in college for 4 years. I started to borrow money as soon as I entered school, and I didn't have to pay it back at school. The actual use of the loan is actually six years.

Matching principal and interest method: loan principal: 60%, loan life: 6 years; Monthly repayment of principal and interest: 96.35 yuan, total repayment of principal and interest: 6,937.2 yuan, and * * * interest payable: 937.2 yuan.

Extended data:

Repayment method of student loan:

First of all, if you apply for an undergraduate (junior college) student loan, you can repay it once when you graduate, and only charge the principal (that is, the 6000 you applied for) without interest.

If you take the postgraduate entrance examination, you don't charge interest (still 600.

If you can't pay it off in one lump sum after graduation, repayment according to the agreement is a little cheaper than normal loans.

After the loan, the government will bear the interest, and the loan students will bear the interest from September 1 day of the graduation year. The loan contract before July 20 16 15 only has a two-year grace period after graduation; The student loan contract after July 20 15 16 has a three-year grace period after graduation, during which only interest is paid.

September1-65438+interest will be calculated from February 20th). Interest = total loan × annual interest rate × 1 1 1 The annual interest rate of student loans is 4.9%. Second year of graduation: only 365 days of interest (65438 last year+February 2 1- 65438 this year+February 20). Interest = total loan amount × annual interest rate × 365 ÷ 360,2016 The annual interest rate of this student loan is 4.9%. The second year after graduation is exactly the same. In the fourth year of graduation, the student loan pays off the interest for this year.

Interest = loan 65÷360. The annual interest rate of the same student loan after repayment may be different, which is determined by the national policy. Loan students should pay attention to the student financial aid of China Development Bank or county education bureau. Note: The repayment period of the national student loan is different, but generally speaking, the calculation method in this case is suitable for the calculation of the repayment interest of the national student loan and the repayment interest of the student-origin student loan. According to this case, you can calculate your loan amount, repayment period and loan interest, and clearly settle the interest that the national student loan should repay every year.