Legal analysis: Debit: I (name XXX, ID number XXX) owe XXX (name of repair shop) the car maintenance fee (specific time of arrears) on XX, XX, XX: the amount is RMB XXX Yuan only (Arabic numerals) and RMB XXX Yuan only (Chinese characters in words). Both parties agree to pay off the arrears before XX. Signature: Your name. Time: XX, XX, XX. If both parties agree to other additional terms, they can add them at the end.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays it at maturity and pays interest.

Article 668 A loan contract shall be in written form, unless otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

Article 669 When concluding a loan contract, the borrower shall provide the true information about the business activities and financial status related to the loan according to the requirements of the lender.