1, master the local housing policy.
Nowadays, buying a house in many first-tier cities will be interfered by the current policy. Therefore, buyers need to pay attention to the local housing policy. Before buying a house with a loan, it is necessary to master the local housing loan policy, such as the down payment ratio of house purchase and mortgage.
2. Do a good job in buying a house.
When buying a house with a loan, buyers should make a long-term financial forecast, not only to understand the current housing loan policy, but also to make a good financial forecast at home is the top priority. How much down payment to pay and how much loan to pay each month must be based on your usual consumption habits, such as the old people at home are often sick, the children have to study, part of the loan repayment should be removed, and assets should be planned reasonably.