That's for sure. Qian Shengqian's so-called primitive capital accumulation. But only if you have the strength to get the money back. Many of them left and never came back. To do this, you must have a loan certificate, preferably a third-party guarantor or financial mortgage.

The loan industry needs to bear certain risks, but it is very easy to make money if you can advance and retreat in a planned way without breaking the law. Similarly, loans are risky and you need to choose carefully.

Extended data

If you have money and want to make money, you can choose safe wealth management products and you must not touch the bottom line of the law.

Savings: bank savings has always been the safest way to manage money, but its disadvantage is low income.

2. Gold: Gold speculation is also a mainstream financial management method, which has attracted investors' attention in recent years.

3. Capital: At present, the capital scale far exceeds the deposit scale, which is the unity of safety and profitability in many investments.

4. Stock: As a high-risk and high-return investment model, stock has always been a hot topic in the investment community.

5. National debt: National debt is a bond issued by the state. Its security and profitability are similar to those of bank deposits, and it is an upgraded product to replace bank deposits.

6. Bonds: Bonds are also an ideal investment method, with less risks and returns than stocks, but they still have great development potential.

7, foreign exchange: speculation in foreign exchange can get a lot of income, a variety of foreign exchange derivative wealth management products are also very many.

8. Insurance: In addition to improving protection, insurance can also have investment value.

9.P2P:P2P investment has high risks, high overdue rate and high returns. Investors must be cautious when choosing P2P investment.

However, financial investment is risky and needs to be cautious. Individuals should choose specific financial products according to their risk tolerance and financial needs. Generally speaking, high income means high risk, and most financial products also require users to have certain professional financial knowledge, so don't blindly manage money.

Why can uneducated people make money through loans?

Because education is not a necessary condition for loans to make money, as long as people are smart, they can make money. In the future, a bachelor's degree will be the starting point of struggle, but in today's society, money depends not on academic qualifications, but on ability and intelligence. People with low academic qualifications do not stop learning after entering the society, but the way and content of learning are different. Only by going through more tempering can they achieve better results. If you want to make a lot of money, you must have your own skills so that others can't replace you. People with high academic qualifications can be more selective, while those with low academic qualifications have no choice. They can only rely on their own efforts to avoid starvation. There are too many uncertainties in life, so they can act decisively and seize opportunities without hesitation.

1, starting a business immediately after graduation, the cost of starting a business is low, but because of the lack of understanding of society, even with the latest thinking mode, it is easy to die under the great pressure of capital. What I see now is people's impetuous heart; Joining a big company has a high platform, but once you enter the workplace, you can only get a small part of the whole career. No matter how long you work, the big company system is not suitable for small companies, and starting a business is doomed to a narrow escape. Finally, you were photographed on the beach in a wave of anxiety; Joining a small company has a rapid growth and many contacts, but the small environment is determined by the big environment. In the face of economic shocks, most small companies fell first. Even if there is no economic shock, they need to be careful not to be eaten by big companies at all times. Besides, postgraduate entrance examination, research-oriented talents, lifelong commitment to scientific research. Most people have a high starting point for work and are exposed to many personal resources, which are suitable for a comfortable professional life, and then the waves behind the Yangtze River push forward the waves.

2. It is impossible to count how many people a Coca-Cola company has achieved, but there are several cases, as small as street legends, which will go down in the history of Coca-Cola company. In the United States, a salesman who lost his job because his company went bankrupt during the Great Depression, his daily savings were as thin as air, so poverty came to him as fast as lightning.

3. One night, a former colleague mentioned to him enviously in a chat, Coca-Cola, you know, everyone has drunk Coca-Cola, but in the past, people could only drink a cup of Coca-Cola in a shop with a water dispenser, but one person thought, can you put Coca-Cola in a bottle, seal the bottle and sell it everywhere? So, he went to the Coca-Cola Company and proposed that he wanted to use his own ideas to buy shares and get a profit of 1% from bottled Coca-Cola. Almost from the moment bottled Coca-Cola went on the market, this "one percent" made him a millionaire instantly.

Do financial loans really make money?

Financial loan is indeed a very profitable project and has become an industrial chain. Financial loans are helpful to the real economy, but the excessive development of the financial industry does have certain damage to the real economy.

China's financial market has developed for more than 30 years, and financial loans have played a very important role in China's real industry. The real economy of our country can achieve the development of the existing economy, largely because of the support of financial loans to the design industry.

The financial industry should not be over-developed.

The financial industry is certainly helpful to China's real economy, but it should not be over-developed, because over-development will lead to more talents flowing to China's financial sector. Financial lending companies can make a lot of money by lending in large quantities, so they can recruit more talents.

The financial industry must serve the real economy.

Our country has been positioning the financial industry for a long time. The financial industry in our country must serve the real economy, and the development of the real economy can become the foundation of the country. Many policies in our country are also formulated for the real industry, and the three major monetary policy tools have also been adjusted to promote the real economy.

Wages in the financial industry are relatively high.

As we all know, the wages in the financial industry are relatively high. The salary in the financial industry can reach about 20,000 per month, and it may reach about 40,000 to 50,000 in some big companies. It is precisely because of this high salary that many outstanding talents will be attracted to join financial loan companies.

In fact, many people are basically inclined to the financial industry when choosing a major in a university, because the financial industry is very promising, in order to earn more wages. The financial industry needs a certain threshold. China's financial industry mainly serves the real economy.

Why is the loan specialist's commission so high?

Because it can mobilize the enthusiasm of the loan specialist, improve performance, increase the company's income, and at the same time expand the company's visibility.

As a loan specialist, you should keep a good attitude. Even if the customer is rude and can't treat the customer in the same way, it will make the customer more impatient and more difficult to complete the service of this order.

What kind of money does the loan company earn?

The first is the loan company, which is the handover with the bank. After collecting interest, it repays the bank's principal and interest, and draws the difference from it.

The second is intermediary, and the source of income is handling fee, but the interest is less than the first. However, it can save the borrower's loan time. It's best to find a reliable regular company, learn financial knowledge in advance, pay attention to the loan brother and get the latest information. Due to the high threshold and complicated process of bank loans, the loan interest rate of loan companies is much higher than that of banks. On the other hand, the risk problem you mentioned is the problem of technical audit of others. As we all know, on Wall Street, one of his functions is to raise funds and provide capital for other enterprises, so as to get paid. The third is to earn money by eating interest difference. To put it bluntly, the loan company or bank earns money by interest margin, collects money at a lower interest rate, and then lends it at a higher interest rate, and the difference in the middle is earned.

: looking for loan customers

Loan customers can be found through different channels, such as sending them under the office building, calling the finance departments of various companies, sending messages near the community, and sending loan advertisements in the WeChat circle of friends to meet more entrepreneurs. When looking for loan customers, we should first know what kind of people we are concerned about, and then choose the right channel.

When issuing loans, borrowers need to meet certain conditions. For example, individuals need to submit valid identity certificates, bank accounts, work certificates, loan application forms, etc. When the loan is submitted, the bank will review it, and after it passes, the loan can be made. When an individual applies for a loan, he can choose the repayment method of average capital or equal principal and interest, which is generally determined according to his own income. When his personal income is relatively large, he can choose the average capital. If his personal income is relatively small, he can choose the repayment method of equal principal and interest, and he can return it in advance after handling the loan. Individual users must repay the loan on time after handling it, and there can be no overdue repayment. Because there will be penalty interest after the deadline, the longer the time, the more penalty interest. Moreover, after the overdue period, the bank will collect the overdue records and upload them to the credit information center, which will lead to the deterioration of personal credit information and affect the re-application of subsequent loans.

Why do people who buy shops with loans get richer as they buy them?

Perhaps subconsciously, everyone will think that rich people will not borrow money to do anything. After all, there are so many benefits, so save it.

But in fact, really rich people prefer loans, because they will use bank money to create more income.

As long as his income can exceed interest, this is earning!

The same is true of buying a shop. Seeing so many people buying shops, some people still buy several sets.

Some people may wonder why people who borrow money to buy shops owe so much money to banks. Not only are they not poor, but they are getting richer. What is the truth?

0 1

Because the older the store, the more valuable it is!

If you want to say that you have money now,/kloc-9 out of 0 people will tell you that you are buying real estate!

In today's general trend, real estate, especially shops, is becoming more and more valuable, not only rising fast, but also basically not falling.

You don't need to look at the data of the National Bureau of Statistics, just look at the neighborhood around you to see if it is still the price of last year!

Of course, in addition to these, there are other ways to obtain, such as antique collection, dividends, insurance income, intellectual property income and so on. But these are not comparable to the income of real estate.

The former is a necessity in people's lives, and it doesn't matter if it can't be sold or priced, while the latter depends on the opportunity and market to make money. Don't say you started your own business, just break even!

02

Money keeps depreciating in the bank!

Shops make a lot of money, so people are willing to borrow money to buy them. What makes them borrow more and more?

The answer is obvious, because in the future, money will become even less valuable. The actual inflation rate in the past 10 years was about 8%, which means that you will lose 8% a year.

Let's give an example to explain briefly. Now 1 10,000 is 1 10,000, but next year, the actual value is only 920,000, and 80,000 has just evaporated!

The mortgage is basically 20 to 30 years. If the loan is 2 million, what will this money be in 20 or 30 years?

three

Debt is also an opportunity.

Many people are always afraid of debt, and feel that they can't sleep well and eat well if they owe money to the bank.

Just look at which big shot in China doesn't owe the bank money now! They are also the richest people!

It must be understood that another name for debt is leverage. Buying a shop with a loan is an opportunity for you to use hundreds of thousands to incite millions. Only by seizing this opportunity will you have a chance to become rich!

Money is depreciating, but real estate is increasing, so I asked people who didn't buy it to panic.

If you don't buy now, some people think that you have saved hundreds of thousands of down payment, and it will fall in the future, but the property market will, but in fact, after three to five years, you may not be able to afford any real estate with the remaining down payment, and the price of shops is still high, but you have lost the best chance to get on the bus!

Yesterday's shops are always cheaper than today's, and everything you hesitate now will need tens of thousands of dollars in compensation in the future.

An inch of time and an inch of gold are normal for buying a shop. So, buy a shop early and be a rich man early!

Youa's independent property rights are now paved with 200 thousand.

Buy rich, self-sustaining operation 60%

Youa international plaza

hire

Reference price: the reference average price is 30,000 yuan/_

Address: Intersection of Guoqing North Road and Tongxin Road, Chenzhou (former bus terminal)

Property telephone number: 400-8 18-0066 to 586385.

Buyou 'a 1 The "wealth" of the street-facing shops on the building is reliable 10-80_ The down payment of independent property shops15,000 yuan can be "self-operated" or "entrusted" with a discount of 5,000 yuan and a discount of 300 million yuan.