How long is the loan speed of Zhongshan Provident Fund? 5438+ 10 In June, the central bank announced that the LPR over five years was lowered to 4.6%, which was the first downward adjustment since the LPR over five years remained stable for 20 months. The mortgage interest rate in Zhongshan.

Nine prime banks, among which, in terms of the first home loan interest rate, six of the nine banks have lowered their interest rates compared with 65438+ 10, and the first home loan interest rate is mainly between 5.45% and 5.85%; As for the second home loan interest rate, the 9 banks surveyed have the same prefix as the first home loan interest rate, the lowest is Agricultural Bank, and the highest is China Bank and China Construction Bank. In addition, China Merchants Bank's second-home mortgage interest rate has been raised, but overall, the overall trend of mortgage interest rate is still declining.

The speed of issuing provident fund has increased.

In addition to the decline in mortgage interest rates in Zhongshan, the recent housing provident fund loans also received good news.

On June 5438+ 10 this year, Zhongshan * * * issued 790 provident fund loans of 345 million yuan, and the fastest provident fund loan only took 10 working days.

Improve the assessment mechanism of entrusted banks for loan business, comprehensively optimize business processes, improve the efficiency of business approval, and greatly reduce the processing time of housing provident fund business.

From a national perspective, in February, housing provident fund loans across the country were also significantly loosened, and the speed of loan approval was also significantly accelerated.