A household registration book is required to apply for provident fund loans in other places.

Documents required to apply for a provident fund loan:

1. Valid identity documents, household registration certificate, and marriage status certificate of the borrower and his or her spouse;

2. Borrower Proof of occupation and income of myself and my spouse;

3. Commercial housing sales contract;

4. Documents proving the down payment;

5. Provident fund payment to the provident fund center Proof;

6. Other documents required by the bank

The provident fund loan application process is:

1. The borrower goes to the unit to deposit the housing provident fund for housing fund management The (branch) center submits an application, introduces oneself and collects materials.

2. Prepare complete written materials and submit them to the Housing Fund Management (Branch) Center for review, including verifying the loan application form, whether the house purchase is legal, approving the loan amount and term, determining the loan guarantee method, etc. Loans that require appraisal are evaluated by a designated appraisal agency.

3. After passing the preliminary review, the Housing Fund Management Center will issue an investigation notice, and the trustee bank will investigate the borrower and guide the borrower to fill in the relevant loan contract. The investigation content includes: verifying the person whose income is guaranteed and whether the guarantor has guarantee qualifications, etc.

4. After passing the bank investigation, the entrusted bank will issue an investigation opinion and submit it to the Housing Fund Management (Branch) Center, which will be reviewed and approved by the Housing Fund Management (Branch) Center.

5. After the approval is passed, the Housing Fund Management (Branch) Center will issue an entrusted loan notice. The bank notifies the borrower to go through the loan procedures.

6. When the loan contract takes effect, the Housing Fund Management (Branch) Center will transfer the funds to the entrusted loan fund account, and then the entrusted bank will transfer the funds to the developer's account.

7. The borrower repays the loan on time in the prescribed manner.

8. The borrower repays the principal and interest of the loan, the loan contract and related guarantees are released, and the relevant certificates are returned to the borrower (mortgagor or pledger)