After you apply for a personal commercial loan in BOC, you need to approve the loan and complete the preconditions (such as mortgage registration) before you can lend money. Therefore, it is suggested that you directly contact the account manager who handles the loan to confirm the specific reasons for not lending, so as to deal with it as soon as possible.

The above contents are for your reference. Please refer to the actual business regulations.

How long will it take you and me to get the loan?

Generally, it takes 1 to 3 working days for your loan and loan to arrive.

Your loan belongs to the loan intermediary platform, and the borrower can obtain the credit line after filling in the information on the platform and submitting it, and submit the loan application within the credit line.

After the loan application is approved by the platform, we have to wait for the matching employer. At this point, the borrower only needs to wait patiently for the staff to contact, and it will generally be processed in about 1 working day. After the employer successfully matches, the loan will be released, and it will arrive in about 1-3 working days.

Take your loan as an example. If the loan lasts more than 3 working days, the loan may fail. Generally speaking, the loan will be completed within 3 working days. And the payment has not arrived for more than 3 working days, then there must be a problem that caused the delay.

It is normal if it is only delayed on weekends and holidays. However, if payment is delayed for other reasons, the loan may fail.

1, the mobile phone number should be true.

The mobile phone number filled in must be authenticated by my real name. The longer the mobile phone number is used, the more favorable it is to apply for a loan in Fengtai Technology.

2. The photo of the ID card is clear

Generally, it is necessary to upload photos of the front and back of the ID card, and try to shoot horizontally to ensure that the photos are clearly visible.

3. sesame seeds are high.

Use the functions in Alipay more, keep the activity on Alipay, and submit more proof materials, which can improve sesame scores.

4.JD.COM has a high credit score.

If you open an account in JD.COM. COM's credit score is relatively high, and the loan pass rate will be greatly improved. ?

5. Have a recent online shopping record

It is best to have a certain amount of physical shopping behavior in the last three months. The online shopping consumption record is the proof of the applicant's spending power, and your repayment ability will be evaluated by the applicant's spending power.

6. There are fewer delivery addresses.

Try not to fill in too many delivery addresses in online shopping, which can be a specific home address or work address, and can also prove the stability of living or working.

7, provident fund, social security records

Try to provide some evidence to prove your job stability, such as social security and provident fund deposit records. The longer the term, the larger the deposit amount, and the more people can believe in your repayment ability.

When do bank loans in China usually arrive?

Bank loans in China usually arrive within two hours.

The lending time of the bank depends on the loan type applied by the borrower. If the borrower applies for a personal loan, it will generally lend money within two hours. If the borrower applies for a large loan, it will usually lend money in the afternoon.

If you apply for a large loan, the bank needs to go through multiple audits. The process of applying for a loan is relatively long, and the time for lending also needs to go through various processes, usually from 3: 00 to 6: 00.

How soon will the bank loan arrive?

The lending time of bank loans is related to the applicant's qualifications and the loan products selected. Generally, small personal loans are received in real time, or in 1-3 days.

However, if you apply for a loan or a large loan, the mortgage procedure is more complicated, and the review time will be slightly longer, which may take/kloc-0 to 2 months.

How long does it usually take for mobile banking loans to arrive (Bank of China)

If you submit an application for BOC e-loan in mobile banking, under normal circumstances, the funds will arrive in a few minutes. Withdrawals cannot be initiated from 10 to around 7: 00 the next morning. However, if the payment meets certain conditions, after you use up the money, the page will say, "In order to ensure the safety of your funds, we need to verify the transaction information with you, and the customer service staff is expected to contact you through 0 10-95566 within 15 minutes. Please be patient and don't submit it repeatedly. " After verification, the funds will arrive in a few minutes.

The above contents are for your reference. Please refer to the actual business regulations.

Take a loan from China Everbright Bank, and inform me how long it will take for the loan to arrive.

If the loan has been accurately notified, it will generally arrive within seven working days, which does not include weekends and holidays. If the account hasn't arrived within seven working days, you can call the customer service specialist of China Everbright Bank to inquire about the account details.

Extended data:

The loan terms of China Everbright Bank are as follows

1. Hold legal and valid certificates.

2. The lender shall be 18 to 60 years old and have full capacity for civil conduct.

3. Good credit and no overdue repayment within two years.

4, there is a reasonable proof of the use of loan funds.

5. Have certain collateral or people with good economic conditions and credit as guarantors.

Let's not say when my loan has arrived.