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What is the secondary vocational card in the bank?
Secondary vocational student financial aid card, referred to as secondary vocational card. It is a kind of green card jointly opened by the Banking Regulatory Bureau, the Ministry of Education, the People's Bank of China and the Ministry of Civil Affairs for secondary vocational school students who meet the requirements of applying for a card.

The secondary vocational card is a debit card issued by a special issuing bank with the identification code of secondary vocational students who enjoy the treatment of national bursary policy. The secondary vocational card project was implemented in the fall semester of 20 10, with "one card per person, centralized application and individual activation". Card-issuing banks offer the following preferential fees to students with secondary vocational cards: free card opening fees, free annual fees and small account management fees within three years from the date of card opening, and free SMS notification service for bursaries. The card issuers of secondary vocational schools are tentatively designated as five banks: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank and Postal Savings Bank. The four ministries and commissions will gradually expand the scope of issuing banks according to the promotion and implementation of secondary vocational cards and the willingness of other banks to participate.

Account opening process

I. Handling process

Schools or student financial assistance management institutions provide student information in accordance with the information management system of secondary vocational schools or technical schools, and provide a copy of the valid identity documents of the aided students to the bank (valid identity documents should be resident identity cards in principle, and household registration books can be used in special circumstances). Schools or student financial assistance management institutions shall be responsible for the authenticity and accuracy of student identity information.

Business outlets, tier-one sub-branches (county and city institutions) and tier-one sub-branches shall open accounts in accordance with the relevant requirements of batch account opening/batch card opening after receiving the information of the school's application for account opening. Due to the principle of centralized application for secondary vocational card, it can only be handled through batch account opening (0 1080 1) and batch card opening (0 10805), but not through application for card folding (02020 1) and.

Second, the activation process

After the application for "Secondary Vocational Card" is activated and distributed to students, the students themselves will go to the business outlets with the "Secondary Vocational Card", the original valid ID card and the student ID card for password modification. After changing the password, the "Secondary Vocational Card" will be activated.

Note: According to the requirements for opening an account in real-name registration system, the aided students who can't apply for a secondary vocational card because they don't have household registration or identity certificate will be issued with relevant certificates by their families, and then the school will apply to the student financial assistance management institution at the same level to distribute the state grants for secondary vocational schools in a special way.

Third, preferential policies.

1. Card opening is free, and you can enjoy free annual fee for three years from the date of card opening;

2. Enjoy the free SMS notification service within three years from the date of card opening.

skill

1. In order to ensure the safety of your funds, please keep the password of the secondary vocational card properly to prevent others from peeping or stealing it during use.

2. With the card and password, the maximum daily withdrawal amount on the ATM is 20,000 yuan. There are no restrictions on spending in special merchants, but you can't overdraw.

3. When the secondary vocational card is lost or damaged, students should take the original valid ID card to China Bank to report the loss and reissue the card according to relevant regulations, and students should inform the school of the new card information in time.

4. After the three-year preferential period, when the secondary vocational card is lost or damaged and needs to be replaced, only other debit card products can be replaced.