Now there are businesses around, whether it is opening a store or Wechat business, everyone is also a consumer;

Do you still remember that experience ... when you saw a product that you wanted for a long time but liked very much, but it was not needed immediately or the current funding plan was unexpected, but you really liked it, what should you do?

It's simple. If you have a credit card, you can use the credit card to swipe your card through the POS machine, and then repay it in installments relative to the bill, thus reducing the financial pressure and satisfying the satisfaction of the goods. At the same time, it can promote consumption and increase turnover for businesses.

2. Individuals hold credit cards;

The popularity and convenience of advanced credit cards are well known; So, how to use a credit card is more cost-effective?

Maybe someone will say, I don't need a credit card at all; In fact, the nature of credit card and insurance is the same in some aspects, which can relieve the pressure and solve the urgent need when necessary!

Credit cards are not just profligacy.

The bank gives you 30,000, 50,000 and 654.38+ 10,000 lines, which is equivalent to the bank giving you an interest-free unsecured credit loan in advance. There is a charge for using it, and a charge for not using it!

And there is really no charge for repayment within the prescribed time limit.

At the same time, the use of credit cards can also enrich personal credit records in the People's Bank of China;

People can't be smooth sailing. When you need funds in an emergency, you refuse your credit card in disguise and are eager to borrow money from the bank when you need it. You can imagine how difficult it is. ...

So, if you use a credit card, you can cash it at any time to solve the urgent need.