If you have a bad relationship with your husband, don't say it. Not only can it not solve the problem, but it is also unlikely that he will help you pay back the money. On the contrary, it will further hurt and worsen your's feelings, which will adversely affect the marriage relationship between the two parties.
If you have a good relationship with your husband, be honest. If he really loves you, he will help you find a way to solve the repayment problem with you. At first, you may be disappointed and angry when you hear that you are in debt, but after being angry, a man's reason and responsibility will drive him to calm down, communicate with you patiently and discuss the future repayment plan together. If you don't hide it deliberately, paper can't wrap fire. Your husband may be called to collect the loan, and he will know sooner or later. So it's better to solve the problem frankly as soon as possible.
When you confess to your husband, you should pay attention to several points.
One is sincere attitude. Be sure to tell yourself the reasons for the arrears and the use of the funds truthfully, admit your mistakes and promise not to repeat them in the future.
The second is to have a plan. We should not only have a good attitude, but also have our own plans and schemes to sort out our own solutions to problems. For example, how much proportion does the husband help to bear when making a repayment plan?
The third is to have confidence. Communicate with your husband, and you will not be afraid of debt. As long as husband and wife are United, difficulties will always be overcome and debts will always be paid off.
Summary:
Don't say it when the relationship is tense.
Good relationship,
1, to be honest, why do you owe online loans? You'd better explain why to your husband. If it is used for family expenses, it should also be explained that there is also a return plan, and husband and wife should still be honest with each other.
2. Recognize the status quo. You ask this question, which shows that it is impossible to repay the loan now, and it is hard to admit that we have failed. However, we live in this world, not only for ourselves, but also for those we love and those who love us. Unpaid online loans will not only bring us pain, but also hurt those who love us and those we love. If you can't repay it slowly, your family, friends, colleagues and people associated with you will all receive collection, even violent collection and illegal collection. Of course, online lending is also a serious issue. Of course, it doesn't mean that whoever owes more will be less. No matter how much you owe, you must pay off your credit first. You don't know how to get your online loan records, overdue days and amounts, overdue platforms and online loan blacklists from WeChat. Just find the official WeChat account. You need to find out whether the platform you owe meets the specifications. If there are irregularities, you can take the initiative to negotiate with the platform and force it to land if necessary.
Finally, repay the loan as soon as possible. Family members are family members because they are willing to stand with you and actively seek solutions to problems even though they know that you are wrong. What is done is done. Why not try to find a solution?