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What materials do Changchun individuals need to apply for a business loan?
1. What materials do Changchun individuals need to apply for a business loan?

The loan applicant shall fill in the "Personal Application Form for Business Guarantee Loan in Changchun City" and submit the following materials:

1) business license for industry and commerce (in case of partnership, provide the business license or partnership agreement filed with the industrial and commercial department; Entrepreneurial projects do not need a business license, but need to provide relevant qualification certificates) original and photocopy;

2) The original and photocopy of the loan applicant's ID card, employment and entrepreneurship certificate or employment and unemployment registration certificate (if college students apply for exemption from college graduates' counter-guarantee and entrepreneurship loans in the graduation school year, they must also provide proof of study issued by ordinary universities, vocational schools and technical colleges; Within 5 years after graduation, college students who apply for college graduates' non-counter-guarantee venture loans are required to provide graduation certificates issued by ordinary universities, vocational schools and technical colleges; Self-employed cadres apply for self-employed cadres' non-counter-guarantee entrepreneurial loans, and they need to provide the original and photocopy of the Retired Soldier Certificate;

3) Counter-guarantee means to guarantee the counter-guarantee, and it is necessary to provide a copy of the guarantor's ID card and a promise of compensation (if the guarantor is an enterprise, it is necessary to provide a copy of the labor contract signed with the enterprise at the same time, and affix the official seal of the unit or the seal of the human resources department); If the guarantee method is mortgage (pledge), the original and photocopy of the corresponding mortgage (pledge) ownership certificate shall be provided;

4) Personal credit report of the applicant and spouse;

5) If employment is organized by means of loan, the original and photocopy of the labor contract signed between the resettlement personnel and the enterprise shall be provided at the same time;

6) Other materials that need to be provided.

Second, what are the conditions for Changchun college students to start a business loan?

According to the regulations, college graduates who apply for self-employment security in Changchun must hold the College Students' Self-employment Certificate. Graduates who apply for the Certificate of College Students' Self-employment should bring the following materials to the Graduation Office of Changchun Personnel Bureau: 1. Approval form for self-employment of college graduates; 2. Original and photocopy of graduation certificate; 3. The original and photocopy of my ID card; 4. Registration card; 5. Two one-inch photos; 6. My file needs to be submitted to the graduation office of Changchun Personnel Bureau. The municipal personnel department shall, jointly with the education department and the Communist Youth League Committee, conduct a preliminary examination of the basic conditions for the applicant to apply for loan guarantee, and issue a certificate of self-employment. Submit the relevant application materials that have passed the preliminary examination to the guarantee institution at the same level, and the guarantee institution will review the guarantee application. After the guarantee institution promises to guarantee, the education department will submit the relevant information of the applicant to the commercial bank with loan guarantee cooperation relationship for loan review. After the commercial bank approves the loan, it signs a guarantee contract with the guarantee institution, signs a loan agreement with the loan applicant, issues the loan in time, and indicates on the applicant's self-employment certificate that the secured loan has been handled.

I am a college student in Changchun, Jilin. I will graduate next year. Can I apply for a college student entrepreneurship loan? What materials and certificates are needed? Good application?

It is best to apply when you are a sophomore or a junior! You can also be a senior in high school, which is very difficult! Go directly to the academic affairs office

I am a fresh graduate of Changchun and want to start a business. How do I apply for a personal loan?

The condition for college students to start a business loan is to start their own business within five years (including five years) from the date of graduation from ordinary colleges and universities.

Hold business license, applicant's ID card, household registration book, graduation certificate, credit report (applicant and spouse) and guarantor's ID card (real estate license, homeowner's ID card) to the business guarantee loan office of Changchun Employment Bureau. Address: Floor 4, Block A, Changchun Human Resources Industrial Park, at the intersection of Xincheng Street and Tianfu Road, Jingyue Development Zone.