Credit information costs many banks, and the loan pass rate is not high or rejected. Bank loan products, to check the credit, as long as the borrower meets the conditions, the pass rate is very high. However, the credit investigation has been spent, but if there is something wrong with the borrower's credit investigation, it will not be so easy to pass or even be rejected. Comparatively speaking, the loan interest rate of Wuhan Zhongbang Bank is still relatively high and stable. At present, the maximum loan amount is 60,000 yuan, the longest loan term is 12 months, and the comprehensive annualized interest rate of the loan is about 16.98%, but the specific interest rate depends on the borrower's qualification. If the qualifications are better, the interest rate will be lower.