note:
Before notarization, it is best to go to the bank that handles the loan and ask for a model, and what contents are needed in the notarial certificate, such as handling the loan procedures and signing relevant documents on behalf of others. The more detailed, the better.
Materials and procedures required for purchasing commercial housing and handling housing provident fund loans;
(1) 3 copies of the Approval Form for Housing Provident Fund Loan Application (to be filled in at the local housing provident fund management center).
(2) The original and three copies of the household registration book, resident ID card and marriage certificate of the borrower and spouse; Singles need to provide the original and photocopy of the single certificate and divorce certificate issued by the civil affairs department.
3 originals of legal and valid purchase contract. 3 copies of business license of housing development unit, pre-sale permit of commercial housing (auction house), sales permit of commercial housing, completion acceptance certificate and big house certificate;
(4) In case of mortgage or pledge guarantee, it is required to provide 3 originals and photocopies of the ownership certificate of the mortgage or pledge right, and 3 originals of the written certificate of consent of the disposition right holder to mortgage (pledge);
⑤ Where the guarantee is involved, the guarantor shall issue three originals of written commitment to provide the guarantee, and provide three copies of supporting materials (including business license, financial statements for the last three years, qualification certificate, credit certificate, etc.). The guarantor has the ability to guarantee;
⑥ Original and three copies of down payment documents (invoices, receipts, bank receipts, cash payment bills, etc.). ) The borrower has paid more than the specified proportion of the house price;
After the above documents are fully prepared, the lender will personally go to the local housing provident fund management center to handle the loan formalities with his ID card and household registration book. Housing property ownership of more than 2 people must be present at the same time.