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Is loft apartment worth buying?
Loft apartment is not worth buying.

1, commercial property rights

Compared with residential property rights, the term of commercial property rights is shorter, usually only forty or fifty years, and the way of paying land transfer fees due is unknown. If the apartment cannot be settled, it is naturally not eligible to apply for a school district. Apartment appreciation space is small and transaction cost is high.

2. The cost of living is very high.

Due to the commercial nature, most LOFT apartments will not be connected with gas, and water and electricity are all commercial charges, which are more expensive than civil charges. Different regions may have different regulations, and the specific price is subject to local charges. Property fees are usually higher than residential properties, and different developers have different regulations.

3. The down payment ratio is high and the loan term is short.

The minimum down payment ratio of commercial apartments is 50%, and the longest loan period is 10 year. Loans can only be made through commercial loans.

4. The living environment is complex.

There are many residents on the same floor of LOFT apartment building, some go to work, some live in their own homes, and some rent out, with a large flow of people and poor privacy.

The right person to buy LOFT

LOFT with low price, small area and fashionable avant-garde is obviously not suitable for everyone, but more suitable for the following groups of people:

1, people who work in different places. Due to the restriction of the purchase restriction policy, LOFT is very suitable for young people who are working hard outside to live in transition and will not occupy the qualification of the first suite.

2. Investors with funds. LOFT can be rented after renovation, or you can work by yourself.

3. Transition of single or young couples. LOFT has a small area and its upper and lower structure is not suitable for children and the elderly to live in for a long time. Suitable for single or young couples to live in transition, comfortable and comfortable.