Hello, personally, I feel unreliable. Maybe you think it's convenient to borrow money in the era of small books. But the potential risk is that he will betray your information. If he just sells it to the phone, he will forget it. He is afraid that you will apply for an online loan in your name in various informal ways, and you have nowhere to find it, so you can only bear it yourself. And it may give you high interest. Don't borrow money from the bank because of penny wise and pound foolish