1. Users go to the local housing provident fund management center to check whether they meet the application conditions. Those who meet the requirements can go to the bank designated by the local housing provident fund center, fill in the housing provident fund loan application form, and attach personal valid documents, bank cards, purchase contracts and other related materials.

2. After the bank receives the application submitted by the customer, it will review it. After it is qualified, it will inform the customer to have an interview. After the first round of audit, the audit materials will be submitted to the central audit department for re-audit. If the first audit is unsuccessful, the customer will be informed of the reasons for the failure.

3. If the application is approved, the provident fund management center will review the loan qualification, amount and time. If approved, the provident fund management center will issue loans to commercial banks. After receiving the loan, users should repay it on time.

How to repay the housing provident fund loan?

Users need to deposit money into the bound repayment bank card when signing the loan automatic repayment agreement, and the entrusted bank will deduct the corresponding amount on the repayment date to repay the monthly payment of the current month.

You can also bind a bank card that runs stably every month and use this card as a bank card for repayment. When the repayment date arrives, as long as the balance in the card is sufficient and the card can be used normally, the bank deduction will not be affected.