Business profile:

Mortgage loan, also known as mortgage bank loan. That is, lenders use their own or others' real estate as collateral, provide phased guarantee and packaging through Huadian guarantee company, and apply for a sum of money from commercial banks in Beijing. Its uses can include car decoration, studying abroad, investment and management. The mortgaged property can still be used or rented normally.

Application conditions:

1, a natural person who has reached the age of 18 and has full capacity for civil conduct.

2. Stable income and repayment ability.

3. Good credit and timely repayment.

Application materials:

1, ID card, household registration book, marriage certificate

2. Proof of income and assets

3. Property right certificate and purchase contract

Loan process:

1. Contact Huadian for relevant consultation.

2. Entrust an agent and sign a contract.

3. Just talk about matters and apply for a loan.

4. The bank signs a mortgage contract.

5, investigation and approval, guarantee evaluation

6, branch approval, bank loans

7. Mortgage registration and loan issuance

8. Repay on time as agreed.

Loan characteristics:

1, professional evaluation, 70% loan.

2. Quick processing and flexible turnover

3. Long repayment period and easy repayment.

4. Free choice of repayment method.

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