If your total personal assets such as deposits and wealth management in China Merchants Bank exceed RMB 50,000 (inclusive), you can get credit loans such as mortgage-free and guarantee-free. Simple procedures, fast lending!

1. Personal total assets include demand deposits, time deposits, funds, wealth management products, insurance, trust products and other financial products.

2. The loan needs no guarantee or mortgage. As long as you handle personal financial business in China Merchants Bank, you can get a loan with credit;

4. The loan amount is large, up to 3 million;

5. The loan period is long, and the longest loan credit period can reach 2 years;

6. The loan has a wide range of uses, which can be used for car purchase, decoration, tourism, shopping and other consumer purposes;

7. If you enjoy the discount by swiping your card, you can enjoy the courtesy of local investment promotion points, exchange all kinds of practical and exquisite gifts, and swipe your card at established merchants;

8, consumption is to enjoy special discounts or concessions.

The following documents are required for handling the credit card gold card of China Merchants Bank:

1, identification: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of the military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;

3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.