4S shop loan and car purchase fee refers to the preferential activities that banks or auto financing companies will provide loan interest rates when users apply for automobile mortgage, so that the car loan interest rate is relatively low or even non-existent. The total price of a car bought by a user's loan is lower than the full amount, and 4S stores can only make a profit by charging a handling fee. At present, the handling fee of 4S stores is fixed, and the charging standards of 4S stores are different.
Although the user can refuse to pay the handling fee, if he refuses to pay the handling fee, the 4S shop will not handle the car loan formalities for the user.
2.4S What is the handling fee for buying a car with a shop loan?
1, the loan fee for buying a car in a 4S shop means that the user applies for a car mortgage, and the bank or auto financing company will launch preferential activities for the loan interest rate, so that the interest on the car loan is relatively low or even non-existent. The total price of a car bought by a user's loan is lower than the full amount, and 4S stores can only make a profit by charging a handling fee. At present, the handling fee of 4S stores is fixed, and the charging standards of 4S stores are different.
2. Although the user can refuse to pay the handling fee, if he refuses to pay the handling fee, the 4S shop will not handle the car loan formalities for the user.