As a loan product, Huaya Intimate Loan may have some problems in the process of lending, leading to the failure of lending. Abnormal bank card account is one of the most common reasons. If the borrower's bank card account is abnormal, such as freezing, cancellation or system failure, it will lead to loan failure.

if the borrower's personal qualifications change, such as poor credit record, excessive debt or insufficient income, it may also lead to loan failure. If the system itself has problems, such as network failure or system upgrade, it will also affect lending. Therefore, when applying for Huaya Intimate Loan, the borrower should ensure that his bank card account is normal and his personal qualification is good, and wait patiently for the system to handle it.