You can only borrow twice to buy a house. According to the relevant national regulations, individuals can only buy two properties through loans. It is clearly stipulated that it is forbidden to issue loans to the third suite, and the third suite needs to pay the house price in one lump sum. When approving the mortgage application, the applicant's credit record will be inquired, which will record the borrower's loan situation. The borrower has applied for a housing loan twice and will refuse the borrower's loan application.

Pay attention to the loan to buy a house:

(1) Remember to cancel the mortgage.

After paying off the mortgage, don't forget to go through the mortgage cancellation procedures, otherwise the house will always be mortgaged in the bank, and it is impossible to apply for a real estate mortgage loan afterwards.

② Don't lose the loan contract and IOUs.

The loan period can be up to 30 years, and the borrower shall properly keep the contract and iou. When applying for housing mortgage loan, the signed loan contract and iou are important legal documents.

③ Choose a bank that suits you.

Choosing a good bank will save a lot of things. Remember to consider the loan speed, the agreement of early repayment, the way of interest adjustment and other factors when choosing.

④ Pay attention to the penalty for repaying the loan in advance.

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