Where can I find the electronic version of the student loan contract?

If you want to find and download the electronic version of the credit student loan contract for your student’s place of origin, follow the steps below:

Step 1: On your computer browser Search "China Development Bank Student Loan Information Network" and click to enter;

Step 2: In the "Login to Student Online Service System" window, check the loan type as "Student Loan from the Place of Origin" and enter your identity ID number, login password, verification code, click "Login";

Step 3: Click "My Loan" to see the loan contract;

Step 4: Click "Export electronic contract", and then click "Download" in the pop-up "New Download Task Window".

Operating environment: browser computer: macbookpromos14 open google version 92.0.4515.131

1. Where can I read the electronic version of the loan contract?

When applying for a loan, on the loan confirmation page, you need to check the agreement or contract before submitting it, so you can click to view it directly. As long as the electronic contract complies with the provisions of the contract law, the lending institution itself is formal. Then it is as legally binding as a written contract.

When applying for a loan, don’t neglect to check the contract details, such as loan interest, repayment method, consequences of default, early repayment, etc., which everyone is most concerned about. Be sure to check carefully and find out If there are errors or abnormalities, you should refuse to sign the contract. Otherwise, once the contract is successfully signed, you must abide by the treaty under the legal premise, otherwise you will be legally responsible.

2. Things to note in the loan contract

1. Read the contract carefully. If there is anything you don’t understand, you should consult customer service in time, or ask the bank to explain it in the supplementary terms.

2. Even if it is an electronic contract, it can be found in the personal center after the loan is established. Therefore, it is best to take a screenshot before taking the loan to avoid the electronic version being tampered with after the loan.

In short, the loan contract is very important to the borrower. Many people often ignore this point. Everyone must read the contract before submitting the loan.

3. When can loans from the student’s place of origin be disbursed to students?

Student loans from the student’s place of origin will generally not be disbursed to the student’s account until mid-to-late November. Everyone needs to note that applications for student loans from the student's place of origin are generally made between June and September, and will be reviewed in October. Only if the review is passed, the funds will be approved.

Of course, you can rest assured that you do not need to pay the tuition fees in advance when school starts. You only need to give the receipt code to the school, and the school will naturally enter the information. After the funds are released to the student account, the system will immediately debit the school tuition account.

How to print the student loan contract from Sichuan Rural Credit Union Mobile Banking?

After the loan is approved, students can use the vivoX20 mobile phone to open the Sichuan Rural Credit Shuxin APP with version v3.0.34 to sign an electronic loan contract online. After the signing is completed, click the loan contract below button and select download. After the download is completed, you can print.

The general process of student loan business with student origin credit is as follows:

Borrowing students can receive (or download and print) 2 copies of the "National Development Bank Student Origin Credit" at the county (district) financial aid center. Student Loan Application Form" (hereinafter referred to as the "Application Form"), fill in personal information, go to the village committee (neighborhood committee) for review and stamp with the official seal.

The student borrower and his/her co-borrower must hold the application form, the original and copy of the legal and valid identity certificate (household registration book or ID card, etc.) of the student borrower and their co-borrower, and admission to the university. The notification letter for current students is a student ID card and an original certificate issued by the university (the content includes name, major, grade, school performance, and other student loans that have not been applied for, tuition fees, accommodation fee limits, etc.) The original and its copy must be sent to the county Submit the application to the (district) funding center.

The county (district) financial aid center organizes the borrowing students and their *** to sign a student loan contract with the borrower, and provides the borrowing student with a receipt of the contract, which is used to prove that the borrowing student has obtained the loan when they register at the university. The National Development Bank’s student loan qualifications from the student’s place of origin are used by colleges and universities to fill in the tuition fees, accommodation fees, college account information and contact information of the borrowed students, and stamp the official seal to confirm that the student has enrolled. After the contract is signed, the county (district) financial aid center reminds the students to go to the Agricultural Bank of China to open an account in time. The contract will take effect after the China Development Bank has approved it and formally issued a loan review confirmation letter to the Autonomous Region Funding Office.

The county (district) funding center summarizes the student loan information in the county (district) and submits the "×× County (district) National Student Loan Application Summary Form" to the autonomous region funding office and the Agricultural Bank of China ( electronic parts).

The bank opens personal accounts for student borrowers based on student applications.

After receiving the “National Student Loan Application Summary Form for ×× County (District) Students’ Source Place” from the County (District) Funding Center, the Autonomous Region Funding Office will submit the summary form for each county (district) and the sources of students to be applied for in the province. The total borrowing amount of local credit student loans shall be submitted to China Development Bank ×× Branch. The China Development Bank will implement relevant funding arrangements.

Borrowing students must report to the admitted university with a credit student loan contract (including acknowledgment receipt) from their place of origin, and each university will fill in the acknowledgment receipt. Confirm the registration of the student who borrowed the loan, and fill in the required transfer amount according to the school's tuition and accommodation fees. If the total amount of tuition and accommodation fees transferred exceeds the loan amount, fill in the loan amount, and the shortfall will be made up by the borrowing students.

Borrowing students must mail the national student loan receipt (in duplicate) back to the county (district) financial aid center where they are located.

Where to find the electronic version of the student loan contract?

If you have repaid the loan in advance, this voucher should be printed at the Student Financial Aid Center. Usually it is the second month after repayment.

You can print it yourself. Log in to the China Development Bank's student loan system and log in to your own account. You can export the electronic contract and go to the print shop to print it.

Don’t worry if the loan contract is lost. Any contract is signed in multiple copies, and one copy is filed with the education department and the lending bank. Even if you lose this, it will not affect normal loan issuance and repayment.

Usually, the loan contract for the student’s place of origin can be printed at the loan bank counter and the Education Bureau. Borrowers can bring their valid ID documents to the local bank counter and ask staff to check the loan contract based on their identity information and print it out. If you don't have time or it's inconvenient, *** and the borrower can go to the local bank with their ID cards to handle the contract printing business. The borrower can go to the local education bureau with his/her identity document and loan certificate, and ask the staff to check the loan contract based on his or her identity information and print it out. If you have repaid your loan in advance, this voucher should be printed at the Student Financial Aid Center. Usually it is the second month after repayment.

The loan contract is drawn up for the parties by the National Development Bank’s student loan system. Just export the application form (initial loan) and print the loan contract, and then go to the local education bureau or designated processing location to handle it. . The contract already exists, just print it out.

1. How to check the contents of the loan contract online

First enter the China Development Bank Student Loan Information Network, select "Student Online Service System (Student's Place of Origin)", and use your ID card Log in with your information. If you remember your account number, you can also log in with your account number.

Click "Loan Application" on the left side of the homepage to see the loan information list. Click on the list under the application year to see the basic loan information, including account information.

Finally, click "Loan and Repayment Inquiry" on the left side of the homepage. You can see the contract number, repayment account number, and repayment amount.

2. Student Loan Policy System

1. Students with financial difficulties in colleges and universities

Students with financial difficulties refer to students who and their families can raise funds Students who are unable to pay for their basic study and living expenses during their studies at school will be identified by the school through democratic evaluation in accordance with the standards and procedures set by the relevant departments. When students apply for recognition of family financial difficulties, they need to submit the "Higher Education Student and Family Situation Survey Form" (see attached table) stamped and confirmed by the civil affairs department of the township, town or street where the family is located to prove their family's financial status.

2. Implementation scope of the university funding policy

All full-time general undergraduate colleges and universities (including higher vocational colleges and second bachelor's degrees) in public undergraduate colleges and universities, higher vocational schools and colleges and universities School students who meet the conditions stipulated by the state will enjoy the state’s funding policy. Private colleges and universities (including independent colleges) that operate schools in accordance with relevant national regulations and fully withdraw 4-6 funds from business income to support students with financial difficulties. Bachelor's degree) students who meet the conditions stipulated by the state can also enjoy state funding policies. Specific measures will be formulated by each province (autonomous region, municipality directly under the Central Government) in accordance with relevant national regulations.

Where to find the electronic version of the student loan contract of Jiangxi Rural Credit Cooperative

The electronic version of the student loan contract of Jiangxi Rural Credit Cooperative can be simply used as an example using Apple 12 and ios14. You should open it first On the official website of the student loan from the student's place of origin, click on the student loan online system of the student's place of origin, enter the ID number and password of the student loanee to log in, and then click My Loan to see the loan contract, and you can also click to export the electronic contract. It is recommended to save or print it out later to avoid having to find it again next time you need it urgently.

1. What is a student loan?

National student loans are the Party Central Committee and the State Council using financial means to improve my country’s general university funding policy system under the conditions of the socialist market economy. A major measure taken to provide financial aid to students from poor families in ordinary colleges and universities. National student loans are government-led, fiscal interest subsidies, financial and university authorities jointly provide banks with certain risk compensation, and banks, education administrative departments and university authorities jointly operate bank loans to specifically help students from poor families in colleges and universities. Borrowing students do not need to apply for loan guarantees or mortgages, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from banks through their schools, which are used to make up for various expenses while in school, and are repaid in installments after graduation. There are four main forms of student loans: national student loans; credit-based student loans from the student's place of origin; interest-free loans provided by colleges and universities using state financial funds for students; and general commercial student loans. Among them, national student loans have the largest funding intensity and scale and are the main content of student loans.

2. Student loan application process

First submit a loan application. Qualified students can log in to the "Student Online Service System" and find "Loan Application", click "Add", fill in the information, export and print the "National Development Bank Student Origin Student Loan Application Form". Then proceed to qualification review. If you are applying for a loan for the first time, you need to take the application form to any unit of the high school, village (neighborhood) committee, or township (street) civil affairs department for qualification review and stamp the official seal. If the loan is renewed, there is no need to review it again. You can go directly to the county-level funding center to handle the loan renewal procedures. Then you have to sign a loan contract. After stamping, the student and the borrower go to the county-level financial aid center to handle the loan procedures together with the relevant materials.

Student loans are a type of loan issued by the state to help poor students go to school. This type of loan can be borrowed with confidence, after all, it is guaranteed by the state.

Does the Postal Savings Bank of China student loan have a loan contract?

The Postal Savings Bank of China student loan has a loan contract

●China Postal Savings Bank of China student loan

●One-stop solution to meet all financial needs during schooling

●Loan features:

●Those who apply for the Postal Savings Bank student origin credit student loan will enjoy the following Established policies:

●Financial interest discount

●National financial discount during school period, students do not need to pay interest themselves

●Flexible repayment

●Within 5 years after graduation, only interest will be repaid but not the principal, and you can also repay in advance at any time without penalty

●Student loan contract template 1

●Liaoning Province Rural Credit Cooperative National Student Loan Loan Contract Liaonong Credit Union Student Loan No. () Borrower (Party A): (Student’s parent or legal guardian) Lender (Party B): (Handling Rural Credit Cooperative) Guarantor (C Party): 1, 2, 3, 4, 5, 6. In order to safeguard the interests of all parties, clarify responsibilities, and abide by credit, in accordance with relevant national laws and regulations and national student loan policies, and through consensus among parties A, B, and C, Enter into this contract.

●The first loan amount

●The loan amount is in RMB (uppercase) and in RMB (lowercase).

●Article 2 Purpose of Loans

●The loans under this contract are only used for the basic expenses required for students to complete their studies while they are in school, mainly including tuition and accommodation fees. .

●Article 3 Loan Period

●From day, month, year to day, month, year. If there is any change, the loan voucher shall prevail. The loan note is an integral part of this contract and has the same legal effect as this contract. The loan and repayment plan are shown in the table below:

●Article 4 Loan interest rate and interest

●1. The loans under this contract shall be loans of the same term and grade stipulated by the People's Bank of China. The base interest rate, the annual interest rate is. During the duration of the loan, if the national loan benchmark interest rate is adjusted, the adjusted benchmark interest rate for loans of the same period will be implemented from January 1 of the next year.

●2. During the student's study period, all loan interest under this contract will be borne by the same level of finance. If the fiscal interest discount funds cannot be received in time and in full, the loan interest will be paid by Party A. Starting from the 1st of the next month after the student graduates, the loan interest and penalty interest will be paid in full by Party A. The student shall bear unlimited joint and several liability for the repayment of the loan principal and interest under this contract.

●Article 5 Loan issuance and payment

●The loan amount under this contract shall be paid within 15 working days from the date Party B signs this loan contract. Issue and transfer the funds to the account designated by Party A. Account name designated by Party A:, account number:, account opening bank:.

●Party B is responsible for disbursing the loan amount under this contract in installments according to the academic year. When students use the money again in the new school year, Party A will go directly to Party B with his or her ID card and personal seal to fill in the loan voucher, go through the loan procedures, and sign the "Liaoning Rural Credit Cooperative National Student Loan Transfer Authorization Letter". Party B will transfer funds in accordance with relevant regulations. However, Party A is not allowed to apply in advance to use the student loan from the country of origin of the student for the next academic year.

●After receiving the money transferred from Party B, the university will set up separate accounts for tuition and accommodation fees according to the purpose of the loan, which will be used by the university in accordance with the purposes agreed in the contract.

●

There is a subsidy in the school, which requires a loan contract. It is said that it can be printed online, but I don’t know how to print it?

Go to whichever bank issued the student loan to you to print the voucher. The following are the printing notes:

1. Online banking printing: log in to online banking, click on transfer and remittance. Select the transfer record, find the record that needs to be printed, and click on the receipt to print;

2. Printing at the counter: You can also print at the bank counter with your ID card and a bank card that has opened online banking. Unqualified receipts must be re-issued by the financial aid office, and then the parents of the students can collect them from the local financial aid office and mail them to the students and schools for confirmation and return.

3. Unqualified receipts will directly lead to a delay of about three months in loan review and disbursement, seriously affecting loan issuance. Therefore, colleges and universities must carefully check the relevant information and do not fill it out in a hurry (the time limit for returning the email is 20 working days from the student's registration date) to avoid unnecessary round-trips and delays. In principle, students are not allowed to fill in the return receipt form themselves.

The acknowledgment form of the credit student loan contract in the student’s place of origin is an important legal document of the credit student loan contract in the student’s place of origin. There must not be any irregularities in the filling, otherwise the county-level financial aid office and the China Development Bank will review it. Unable to pass. Unqualified receipts must be re-issued by the financial aid office, and then the parents of the students can collect them from the local financial aid office and mail them to the students and schools for confirmation and return.

Unqualified receipts will directly lead to a delay of about three months in loan review and disbursement, seriously affecting loan disbursement. Starting from 2011, all national student loans from the China Development Bank will be issued with online electronic receipts. Then the financial aid center in the student's place of origin will issue an acceptance certificate with a verification code receipt.

After school starts, you need to find the school’s student office or class teacher’s office, and then according to the school’s unified deployment, the electronic receipt will be entered into the online special system based on your own receipt and acceptance certificate. In particular, the name of the department, student number, and major must be accurate.

That’s it for the introduction of the student loan contract form.