What does it mean that the US Mission failed to borrow money?
Meituan's failure to get a loan refers to Meituan's failure to get a loan, which usually refers to the situation that Meituan Finance cannot successfully issue a loan to the borrower after the borrower submits the loan application. There are many reasons for the failure of Meituan to borrow money, and borrowers can screen according to their own situation.
The failure of the US Mission to borrow money may be caused by the following reasons:
1, the credit information is not up to standard.
Meituan's loan is a credit product with credit information. When a customer applies for a loan, the platform will also query the customer's credit information. If there is a record of non-performing loans on the customer's credit information, which does not meet the requirements of the platform, it will also lead to the loan amount.
2. No stable income.
Income is the guarantee that customers can repay on time. If the customer's income is unstable, the system will worry about the customer's repayment ability. With this worry, the customer's loan application will be rejected.
There are too many debts.
The debt ratio is a direct reflection of the debt pressure of customers. If the customer has more outstanding debts when applying for a loan, resulting in its debt ratio exceeding 50%, then the system will worry about the repayment pressure of the customer and will directly refuse the loan.
4. The identity information has expired.
Customers need to upload their identity information on Meituan to use the loan function normally. If the ID card expires, the system will temporarily refuse the customer's loan application.
5. Abnormal online loan big data.
Online lending big data is similar in function to credit reporting, and it can also record customers' credit behavior. If the customer's online loan big data is abnormal, it will also cause the US Mission to borrow money and not pay it back.
6. The total credit line is too high.
If the customer has granted credit on multiple platforms and used more credit lines, this means that the loan risk is high, and Meituan will not agree to lend money if it borrows money.
7. The party concerned is a minor.
If you want to use Meituan's loan function normally, then customers must be 18 years old or older, and minors are not allowed to use credit products. Meituan's borrowing money is a regular product and will not issue quotas to customers in violation of regulations.
8. No capacity for civil conduct
Whether the customer has the capacity for civil conduct determines what measures the platform can take for the customer after the deadline. If the customer does not have the capacity for civil conduct due to physical or other reasons, Meituan will not agree to the customer's loan application when borrowing.
9. The account is not active enough
Customers who want to make a successful loan need to be loyal users of Meituan. If the customer's account is not active enough, they will not pass the system audit when borrowing money.
10, there is something wrong with the bank account.
If the bank account provided by the customer is frozen, even if the US Mission applies for a loan, the funds will not arrive smoothly.
Meituan has a quota to borrow money, but it can't, mainly because the user has not passed the system audit. Meituan's loan is limited, which means that the user has obtained the loan qualification. Having the loan qualification does not mean that the user will definitely pass the loan review.