Legal analysis: loan to buy a car or a house requires an evaluation fee. The appraisal fee for buying a car is 2% of the car price, and the mortgage fee 100 yuan is collected by the vehicle management office, and the ownership of the car is mortgaged to the bank. The guarantee fee is 65438+ loan amount multiplied by 0% of the loan term.

Legal basis: Article 669 of the Civil Code of People's Republic of China (PRC) concludes a loan contract, and the borrower shall provide true information about the business activities and financial status related to the loan according to the requirements of the lender.