Banks that can apply for provident fund loans:

Housing provident fund loans can be applied at the outlets designated by any of the eight banks, including China Construction Bank, Industrial and Commercial Bank of China, Agricultural Bank, China Bank, Bank of Communications, Nanjing Bank, China CITIC Bank, China Merchants Bank, Shanghai Pudong Development Bank, Industrial Bank, Minsheng Bank, Ping An Bank, Huaxia Bank, China Everbright Bank, Jiangsu Bank, China Guangfa Bank, Zijin Rural Commercial Bank and Postal Savings Bank.

Provident fund loan conditions:

1. Have legal and valid identity documents;

2. The deposit status is normal, the provident fund has been paid in full for more than 6 months (inclusive) and the credit is good;

3. Have a stable income and the ability to repay loans;

4. Have a legal and effective purchase contract or agreement or the "Property Ownership Certificate" issued by the real estate administrative department;

5. For the purchase of housing, the down payment of not less than 30% of the total price of the purchased housing has been paid;

6 construction, renovation and overhaul of houses, can pay 30% of the total cost of construction, renovation and overhaul of houses;

7. The construction and renovation of houses shall be based on the approval documents of the planning and land management departments;

8 overhaul housing, approved by the planning and management department;

9. Being able to provide effective guarantee recognized by the management center;

10. Other conditions stipulated by relevant laws, regulations and policies.