Students who need loans due to financial difficulties have two choices (only one can be selected): 1, student-origin student loan (i.e. student-origin credit student loan) organized and implemented by China Development Bank; 2. National student loans provided by China Agricultural Bank and other banks. 1. Application conditions. The applicants of the Student Source Credit Loan of China Development Bank (hereinafter referred to as Student Source Loan) are students from poor families whose household registration is in the provinces and cities where the Student Source Loan has been opened. Students and one of their parents (legal guardians) form a * * * relationship with the borrower. (1) The recipients of student-origin student loans must meet the following conditions: 1. They have China nationality; 2. Honest and trustworthy, law-abiding; 3. In accordance with the relevant provisions of the state, freshmen or college students who are officially admitted to full-time ordinary colleges, higher vocational schools and colleges that are approved to set up higher education have obtained a true, legal and effective admission notice; 4. Students' pre-school household registration and their parents' (or other legal guardians') household registration are in this city, county (city, district); The family is in financial difficulties, and the income they can get is not enough to cover the basic expenses needed to complete their studies during school. (2) * * * Borrower * * The borrower is mainly the borrower's parents (or legal guardians). If the borrower is an orphan and cannot appoint a guardian, it can be a natural person, including a close relative, who voluntarily shares the repayment responsibility with the borrower, has full capacity for civil conduct, is under 60 years of age, has no bad credit record and has a local household registration.