To apply for individual housing provident fund loans in Shenzhen, after the employees prepare the application materials and submit them to the bank outlets, the accepting personnel will make a preliminary examination of the materials and make an acceptance decision within 5 working days; The center shall review the application materials and make a decision on whether to approve or disapprove the loan within 5 working days after acceptance:

1. If the loan is granted, the employee and the bank shall go through the loan procedures such as signing and guaranteeing the housing provident fund loan contract;

2. If the loan is not granted, the center will clearly inform the employees of the reasons for not granting the loan. Employees can query the approval results through the online service hall-loan approval query module.

Because there are differences in policies and requirements for individual housing provident fund loans in housing provident fund management centers around the country, you need to consult the provident fund loan business outlets in detail or consult the local provident fund management center.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.