You don't have to install gps to buy a car.

Whether to install gps positioning can be negotiated by both parties, and both parties agree that there is no problem in installation. If one party forces the installation, it belongs to the overlord clause.

Pay attention to the following items when buying a car:

1. Pay attention to details that are easily overlooked by dealers, such as delivery time, maintenance, repair and other after-sales services;

Whether the responsibilities of both parties are equal after the delivery time is breached;

Free maintenance is based on time or mileage ... Consumers should pay special attention to the above details that reflect the dealer's contractual responsibility when signing the contract.

2. tying insurance is illegal. In addition to compulsory insurance such as car damage insurance and third-party liability insurance stipulated by the state, car buyers have the right to choose which insurance to buy and the right to choose insurance companies.

3. The terms of the car purchase contract should be complete.

(1) Clearly specify the brand, engine number, frame number and other essential elements of the car.

(2) The price shall specify the total price of the vehicle transaction (bare car price or package price), payment method and time limit.

(3) Delivery method and time limit of the vehicle.

(4) Handling of quality disputes and objections.

(5) After-sales service clauses should focus on what obligations dealers should undertake (see the relevant clauses of Product Quality Law, General Principles of Civil Law and Consumer Protection Law for details).

(6) About the liability for breach of contract. It is also necessary to specify in detail what kind of responsibility a party should bear when it violates the contract or fails to fully and properly perform its contractual obligations.

(seven) agreed arbitration, litigation and other dispute settlement methods; The jurisdiction of the contract, such as the domicile of the buyer, the domicile of the distributor or other places designated by both parties, may be agreed by both parties as the jurisdiction of the dispute. If the agreement is not clear, the provisions of the Civil Procedure Law shall apply.

(8) Pay special attention to the details of the contract responsibilities of dealers, which are often maliciously "ignored" by dealers. Car buyers should pay attention to protect their rights and make the rights and obligations of both parties equal.

(9) At the same time, it is extremely important to choose a dealer with good strength and reputation, because the integrity of the dealer directly affects the performance of the contract.

When buying a car, don't forget to ask or check the background information of the dealer, at least including the registered capital of the business license of the enterprise as a legal person, and pay attention to whether the business premises are consistent with the registered place to prevent commercial fraud and protect your legitimate rights and interests.

Extended data

Attention problem

1, hidden costs need to be known in advance: generally, this situation is easy to appear in secondary dealers.

In fact, as long as consumers ask about the expenses included in the total price when booking a car, are there other hidden expenses such as:

New car inspection fee, delivery fee, etc. And also pay attention to whether the loan contract is provided by the bank, so it is troublesome to use the hands-free car.

2. Car insurance by installment: If consumers choose to buy a car by installment with a credit card, the general car dealers will ask the designated insurance company to handle the car insurance for a specified period of time, and consumers should pay attention to whether the car insurance price is acceptable.

3. Verbal agreement does not guarantee: unless consumers apply for unsecured credit loans in the bank and withdraw money, they will buy a car in full at the 4S shop, otherwise other forms of loans will not get all the benefits of buying a car in full.

At this time, car dealers often verbally promise various concessions to consumers, but the promises that are not on the pen are all on paper. In order to avoid disputes in the future, consumers need to consider when choosing a car loan method.

4. The loan amount should be clear: generally speaking, with personal credit or joint liability guarantee, the maximum loan can be 200,000 yuan;

Apply for mortgage with the purchased vehicle or real estate, and the loanable amount is 70%;

If a third party applies for secured loans (except banks and insurance companies), the loanable amount is 60%.

5. The repayment method should be clear: banks generally provide users who apply for personal car loans with two repayment methods: equal principal and interest and average capital. Among them, the total amount of interest paid by equal principal and interest is larger, but the repayment amount in each period is the same, and the repayment pressure is more balanced;

The repayment amount of each period in the average capital is gradually decreasing. Although the total amount of interest expenditure is less than the equal amount of principal and interest, the amount of repayment in the early stage is large, so think twice about whether it can bear it.

Do I have to install GPS when I buy a car with a loan?

Not all installment cars will be equipped with GPS. Generally, the vehicles needed to install GPS are mortgaged, that is, the vehicles themselves are mortgaged to obtain car purchase loans and mortgage vehicle loans. In this case, if you buy a car by stages, you will install GPS.

In fact, normal bank mortgage loans and credit loans rarely need to install GPS, either mortgage vehicle registration certificates or other real estate, or direct credit loans without any mortgage. There is no need to install GPS. The normal process is to buy a car and use the car by stages. At most, it is mandatory to buy theft and rescue. It is illegal to find vehicles by GPS positioning and detain these unlicensed private acts. It's just that this time the profits are huge and the illegal cost is not high, so many people choose to take risks.

Extended data:

Automobile GPS positioning system is based on GSM/GPRS network and GPS satellite positioning system, which locates or monitors remote vehicles by SMS or other means. It has the functions of mileage statistics, ACC detection and power failure alarm. The automobile GPS positioning system mentioned here does not refer to the GPS positioning system installed in the vehicle itself and used for vehicle navigation, vehicle rescue and other functions. It is a GPS installed later, and the control monitoring end is in a place unknown to the owner.

Is it necessary to install gps positioning when buying a car with a loan?

There is no rigid requirement to install GPS when buying a car with a loan.

Bank staff all said that there are many ways to buy a car by loan, including mortgage loan, unsecured loan or credit card installment, but no matter which way to buy a car, they will review whether the collateral or personal qualifications provided by the car buyer meet the standards as a means of risk control for lending, and will never ask the car buyer to install GPS.

The staff of the 4S store said that the installation of GPS was required by the bank, but it was forced to sell GPS at a high price under the guise of the bank to maximize profits.

Banks do not require consumers to buy GPS positioning systems. In this regard, it is illegal for car dealers to force consumers to buy GPS positioning systems, which is suspected of compulsory tying.

But buying a car with a loan is very risky. In order to keep abreast of vehicle movements, some cooperative banks also require consumers to buy GPS equipment.