1. Formal loan software does not require these. If it is a mortgage loan, capital verification of the collateral is required, but there is no need to deposit any capital verification funds.
2. After receiving the loan application, the lending institution will only review your credit report and repayment ability (bank flow, etc.), and you must be authorized to inquire about your credit report. If you qualify, you get a loan. There is no such thing as capital verification.
Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and its name was changed to Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and overdraft, credit cards also have a number of special functions, providing cardholders with comprehensive security protection covering "safe consumption, safe home, and safe travel."
Ping An Bank Credit Card Center was established in 2000 and settled in Qianhai, Shenzhen in 2015. It has been upgraded to a credit card franchise institution with secondary legal person qualification and relatively independent operation. As of November 2018, the number of cards in circulation has exceeded 50 million.
Ping An Bank is one of the main business departments of Ping An Group of China and an important part of the comprehensive financial service platform of Ping An Group of China. As a joint-stock commercial bank operating across regions, Ping An Bank has a registered capital of 5.461 billion yuan and total assets of more than 130 billion yuan. The head office is located in Shenzhen, with business outlets located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.
Application conditions: Any natural person who is over 18 years old, has full capacity for civil conduct, has a stable and legal source of income, and has a good reputation can apply for a personal credit card MasterCard from the card issuer with his or her valid identity document. ID card and other documents required by the card issuer.
Personal primary cardholders can apply for supplementary cards for other qualified natural persons. The primary cardholder shall be fully responsible for the repayment of debts incurred under the primary card and supplementary card. Supplementary cardholders are jointly and severally liable for the debts incurred by the principal card and supplementary cards.
In terms of corporate business of Ping An Bank, Shenzhen Ping An Bank aims to provide high-quality and efficient services to small and medium-sized enterprises, strives to build a financial brand for small and medium-sized enterprises (SME), and carries out a number of projects based on professional teams, professional products, and professional services. Services, professional management, and continuous innovation in the small and medium-sized enterprise business field. Through in-depth market research, we formulate flexible credit policies based on market demand, continuously simplify business processes, and improve approval efficiency; through effective integration of diversified service platforms such as business outlets, online banking, and telephone banking, we expand financial service channels for small and medium-sized enterprises to help Chinese customers Solve financing problems, improve capital utilization efficiency, and provide a package of comprehensive financial services by leveraging the resource advantages of Ping An Group of China to create maximum value for customers.