1, ID card, household registration book and marriage certificate of the borrower and spouse.

2. proof of income (if you can't open it, you can use the number of cigarettes ordered in the past year instead).

3. Personal credit inquiry authorization.

4 business license (three certificates in one) and tobacco monopoly license.

5. Ask the customer to log in to the online cigarette lighting system, verify the monthly cigarette consumption in the past year, and take photos after verification.

6. If the business premises are independent property rights, a copy of the real estate license shall be provided; If the business premises are leased, a copy of the lease contract shall be provided.

7. Other materials required by the bank.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.